Excellent | 4.9 on more than 2500 reviews
The Fastest Way to Fund and Fuel Your Business
Prequalify for real loan offers from 400+ top lenders
-no hidden fees, no credit score impact, no waiting.
- No Setup/Hidden Fees
- Real prequalified Offers
- 3 Minute Application
- No Credit Score Impact
In under 3 minutes
One Search. Hundreds of Lenders. Infinite Opportunities.
Unlock tailored loan offers from 400+ trusted lenders-no credit impact, no complicated forms, and funding in as little as 24 hours.
The loan process can be confusing and time-consuming, so we built an Al-powered agent to simplify it for you. As you move through the process, our Al automatically pre-fills complex paperwork-even the toughest questions-making your business shine and reducing the risk you pose to lenders.
We Make It Easy to
Find the right business financing for your needs
While we don't provide business loans directly, we connect you with top lenders so you can compare options and secure the best terms-all with one quick, simple search. Find the funding your business needs in just minutes.
How It Works
Funding in 3 Easy Steps
It's a simple risk free process to join thousands of business owners getting an edge with business financing.
2.
Receive Decision
Receive pre-approval immediately once your business financials are submitted electronically.
Our Loan Options
Business Loans
Tailored to your needs
Comparison
Why Termloans.com
Beats the competition
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FEATURES
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TERMLOANS.COM
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TYPICAL COMPETITORS
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WHY IT MATTERS:
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|---|---|---|---|
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Application Time
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✅ 2 minutes
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❌ 15+ minutes
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Save time for what matters: running your business.
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Approval Speed
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✅ 24 hours
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❌ 3-5 days
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Get funds faster to seize opportunities or solve cash flow gaps.
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Transparency
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✅ Upfront pricing
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❌ Hidden fees
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Avoid nasty surprises and budget confidently.
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Affordability
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✅ Lowest APR starting at 0%
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❌ 30%+ APR
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Keep more of your hard-earned revenue.
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Credit Score Flexibility
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✅ 500+ FICO
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❌720+ FICO
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Get funded even if your credit isn’t perfect.
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Prepayment Penalties
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✅ None
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❌ Often Charged
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Flexibility to grow without financial handcuffs.
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Customer Support
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✅ 24/7 live chat + loan experts
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❌ Limited hours or slow email
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Get answers when you need them, not when they’re "open."
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Trust & Security
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✅ Bank-level encryption
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❌ Vague security claims
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Peace of mind knowing your data and money are safe.
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|
FEATURES
|
TERMLOANS.COM
|
TYPICAL COMPETITORS
|
|---|---|---|
|
Application Time
|
✅ 2 minutes
|
❌ 15+ minutes
|
|
Approval Speed
|
✅ 24 hours
|
❌ 3-5 days
|
|
Transparency
|
✅ Upfront pricing
|
❌ Hidden fees
|
|
Affordability
|
✅ APR starting at 0%
|
❌ 30%+ APR
|
|
Credit Flexibility
|
✅ 500+ FICO
|
❌720+ FICO
|
|
Prepayment Fees
|
✅ None
|
❌ Often Charged
|
|
Customer Support
|
✅ 24/7 live chat
|
❌ Limited hours
|
|
Trust & Security
|
✅ Bank-level encryption
|
❌ Vague claims
|
All Guarantee
Let lenders compete for your business while we fight for you
Find a better rate?
We'll match it 100% - guaranteed
See Your Offers Now
James R. Restaurant Owner
When an unexpected equipment breakdown hit, I needed fast financing. Within a day, I had the funds to get back on track. The transparency and ease of use were a game-changer for my business.
Sarah B. Small Business Owner
Getting the right funding for my business felt overwhelming, but TermLoans.com made the process so much easier. I was able to compare multiple loan options and choose the one that best fit my needs—all in minutes!
Abeera W. Retail Entrepreneur
Cash flow was always a challenge in my business, but TermLoans.com connected me with a flexible line of credit. Now, I can manage inventory without stressing about short-term expenses.
Michael T. E-commerce Seller
Scaling my online store meant investing in inventory, and traditional banks weren’t an option. TermLoans.com helped me secure a merchant cash advance that fit my revenue cycle perfectly.
Lauren M. Salon Owner
I wanted to expand my salon but didn’t know where to start. The simple prequalification process gave me clarity on what I could afford, and the loan I got was exactly what I needed to grow.
Erica S. Startup Founder
Starting a business isn’t easy, and securing funding felt impossible. TermLoans.com helped me find a lender that actually understood my business and offered terms that made sense.
David K. Trucking Business Owner
Equipment financing can be tricky, but TermLoans.com made it straightforward. The lender I found offered great rates and flexible terms, so I could upgrade my fleet without breaking the bank.
Emily C. Marketing Agency Founder
Having access to working capital allowed me to take on bigger clients without worrying about upfront costs. The entire process was fast, transparent, and hassle-free.