Term Loans Corp. Privacy Policy Date Last Updated: September 2024
1. Scope This Privacy Policy is designed to help you understand how Term Loans Corp. and our affiliates collect, use, protect, and share your personal information. This Privacy Policy applies to Term Loans Corp.’s online and offline collection, use, sharing, and retention of your personal information. If you are a Term Loans Corp. consumer or customer and have applied for or obtained a financial product or service with us, please read our U.S. Consumer Privacy Notice to learn how we collect, use, protect, and share your personal information and the privacy options available to you. This Privacy Policy applies to all Term Loans Corp. companies that offer products and services.
2. Changes to Our Privacy Policy We may change or update this Privacy Policy periodically. When we do, we will notify you by appropriate means, such as by posting the revised Privacy Policy on our website with a new “Last Updated” date. Any changes to this Privacy Policy will become effective when posted unless indicated otherwise.
3. Personal Information We Collect and How We Collect It a. Information you or your authorized agent provide to us. Personal information you may provide to us includes: – Identity information – including name, date of birth, marital status, social security number, and other data on government-issued identification documents (e.g., passport and driver’s license). – Profile Data – such as your username and password, your interests, age, preferences, feedback, and survey responses. – Contact information – including home address, telephone, email address, and emergency contact details. – Employment information – including job title/position and annual income. – Geolocation data – which may include city, state, country, and location associated with your IP address. – Characteristics of protected classifications under California or federal law, such as age, citizenship, and marital status. – Preferences – such as your preferences for receiving our marketing communications and privacy choices. – User-generated content – such as questions, messages, reviews, blog posts, and other content or information that you generate, transmit, or otherwise make available, as well as associated metadata. – Promotional information – including information you share when you enter a competition, promotion, or complete a survey. – Financial information – such as loan, personal, credit card, and mortgage account numbers; banking details; tax information; expenses; and other related financial account details. – Information Technology (IT) information – information required to provide access to Term Loans Corp.’s systems such as IP addresses, log files, and login information. – Your contacts and their information – With your permission, we access information about your contacts when you import or synchronize your contacts with our services and applications. – Audio, electronic, visual, or similar information – including recordings of calls and online user sessions. – Travel information – related to your use of Term Loans Corp. travel services, including searches and bookings. – Other information – not specifically listed here, which we will use as described in this Privacy Policy or as otherwise disclosed at the time of collection.
b. Sensitive Personal Information We Collect – Unique Identifiers – Your social security number, driver’s license, state identification card, or passport number. – Financial accounts – We collect account log-in, financial account, debit card, or credit card number in combination with any required security or access code, password, or credentials allowing access to an account. – Precise geolocation data – With your consent, we collect precise geolocation data to help you locate services. – Biometric data – As part of the verification process, we collect biometric information from government IDs and images to verify your identity.
c. Third-party sources. We collect information about you from third parties, such as data providers, event co-sponsors, public sources, and consumer reporting agencies.
4. Cookies and Similar Technologies We use technologies to facilitate the automatic data collection described above, including cookies, logical storage technologies, pixels or web beacons, and session replay technologies. These technologies help us understand user activity, improve our services, and deliver targeted advertising.
5. Retention of Personal Information We retain information we collect about you based on factors such as maintaining an ongoing relationship with you, performing under applicable terms, complying with laws, and establishing or defending our legal rights.
6. How We Use Your Personal Information We use your personal information for various purposes, including providing financial services, processing transactions, communicating with you, improving our website and applications, conducting research and development, marketing and advertising, and meeting compliance and legal obligations.
7. Our Disclosure of Your Personal Information for Business Purposes We share your personal information with service providers, advertising and marketing partners, consumer reporting agencies, and other third parties as described in this Privacy Policy.
8. Categories of Third Parties with Whom We Disclose Your Personal Information We disclose personal information to service providers, advertising partners, legal authorities, and other third parties for various business purposes.
9. Sale/Sharing of Personal Information Term Loans Corp. shares certain categories of personal information for interest-based advertising and analytics. If you would like to opt-out of this sharing, please visit our website for instructions.
10. Security Term Loans Corp. takes the privacy and security of its members’ personal information seriously. We maintain safeguards designed to protect your information’s security, confidentiality, and integrity.
11. Credit Score Monitoring If you opt into Term Loans Corp.’s Credit Services Monitoring, we will present your credit score and other credit report data to you. You may opt-out of this service at any time.
12. Links to Other Services or Applications This Privacy Policy applies only to Term Loans Corp.’s services. We may contain links to other websites or apps that we do not own or operate. We suggest reading the privacy notices of these linked websites.
13. Information of Children Our services are not intended for children under 18 years of age. We do not knowingly collect personal information from individuals under 18.
14. Your Personal Information Choices You have choices regarding the sharing of your personal information. You can opt-out of marketing communications, access or update your information, and manage your preferences through our website.
15. Complaints and Concerns If you have concerns regarding violations of this Privacy Policy, please contact us at 1-855-456-TERM (8376).
16. California and Nevada Privacy Rights This section applies solely to residents of California and Nevada. You have rights under the California Consumer Privacy Act (CCPA) and Nevada privacy laws to access, delete, and limit the use of your personal information.
17. How to Contact Us If you have any questions about Term Loans Corp.’s privacy practices, please call us at 1-855-456-TERM (8376) or visit our website.
