Term Loans Terms of Use
Effective Date: March 7th, 2025
Welcome to TermLoans.com. These Terms of Use govern your access to and use of our website, services, and related financial offerings. By accessing or using our services, you agree to be bound by these Terms of Use. If you do not agree, do not use our services.
1. DEFINITIONS
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“Company,” “We,” “Our,” or “Us” refers to Term Loans Corp (TermLoans.com).
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“User,” “You,” or “Your” refers to any individual or business entity accessing or using our services.
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“Services” refers to business loan facilitation, funding advisory, and related offerings.
2. ELIGIBILITY
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You must be at least 18 years old and legally authorized to enter into a binding agreement.
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Our services are intended for business use only and not for personal, household, or consumer purposes.
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You must provide accurate and complete information when applying for funding or using our services.
3. USER OBLIGATIONS
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You agree to use our services only for lawful purposes and in compliance with all applicable laws.
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You are responsible for maintaining the security of your account credentials and preventing unauthorized access.
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You must not use our services for fraudulent, deceptive, or illegal activities.
4. INTELLECTUAL PROPERTY RIGHTS
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All content, trademarks, logos, and intellectual property displayed on our website are owned by TermLoans.com or its licensors.
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You may not copy, reproduce, distribute, or use our content without prior written permission.
5. ELECTRONIC COMMUNICATIONS & CONSENT
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By using our services, you consent to receive electronic communications, including loan application updates, agreements, and promotional offers.
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You agree that electronic signatures and documents are legally binding.
6. FUNDING SERVICES & DISCLAIMERS
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We facilitate access to lenders but do not guarantee approval or funding amounts.
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All funding decisions are made at the discretion of the lenders and subject to their terms.
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We are not responsible for any lender’s policies, decisions, or actions.
7. LOAN REFERRAL PROGRAM
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Eligibility: Participation in our Loan Referral Program is open to individuals and businesses who refer potential borrowers to TermLoans.com.
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Referral Payments: Commissions will be paid based on successfully funded loans. Specific commission structures and payment schedules are subject to change.
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Referral Process: Referrers must use their unique tracking link or referral code to ensure proper attribution of referred borrowers.
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Prohibited Activities: Participants may not engage in misleading advertising, false claims, or spam marketing.
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Termination: We reserve the right to terminate participation in the program if fraudulent activity or violations of these terms are detected.
8. SHARING INFORMATION WITH LENDERS
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By submitting an application, you authorize TermLoans.com to share your business and personal information with potential lenders to facilitate loan offers.
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You acknowledge that lenders may use this information for underwriting, risk assessment, and funding decisions.
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We do not guarantee specific lender terms, approvals, or funding timelines.
9. AUTHORIZATION FOR ELECTRONIC SIGNATURES & DOCUMENT EXECUTION
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By using our services, you authorize TermLoans.com to collect your electronic signature for loan applications and related agreements.
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You acknowledge that electronically signed documents hold the same legal validity as physically signed agreements.
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You authorize TermLoans.com to submit signed documents to lenders on your behalf as part of the funding process.
10. SOFT CREDIT PULL AUTHORIZATION
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By applying for funding through TermLoans.com, you authorize us and our lending partners to perform soft credit inquiries as part of the pre-qualification process.
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A soft credit pull does not affect your credit score but allows lenders to evaluate your financial standing.
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Some lenders may require a hard credit pull before finalizing funding, which will be disclosed prior to proceeding.
11. SMS & AUTO-DIALED COMMUNICATIONS
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By providing your telephone number, you consent to receive SMS/text messages and auto-dialed calls from TermLoans.com and its affiliates.
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These messages may be used for loan application updates, marketing, or other account-related communications.
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You understand that consent is not a condition of receiving services and can opt out at any time by replying STOP to any message.
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Message and data rates may apply depending on your mobile carrier.
12. LIMITATION OF LIABILITY
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We provide services “as is” without any express or implied warranties.
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To the maximum extent permitted by law, we are not liable for indirect, incidental, consequential, or punitive damages.
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Our total liability for any claim related to our services will not exceed the amount paid by you (if any) for using our services.
13. INDEMNIFICATION
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You agree to indemnify and hold harmless TermLoans.com, its affiliates, officers, and employees from any claims, damages, or losses resulting from your use of our services.
14. DISPUTE RESOLUTION & GOVERNING LAW
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Any disputes arising from these terms will be resolved through binding arbitration in [State], rather than in court.
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These Terms of Use are governed by the laws of [State], without regard to conflict of law principles.
15. MODIFICATIONS TO TERMS
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We reserve the right to modify these Terms of Use at any time. Any changes will be posted on our website with an updated effective date.
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Continued use of our services after changes take effect constitutes acceptance of the revised terms.
16. TERMINATION
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We reserve the right to terminate or restrict your access to our services for any violation of these terms.
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You may discontinue using our services at any time.
17. ENTIRE AGREEMENT
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These Terms of Use constitute the entire agreement between you and TermLoans.com regarding the use of our services.
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If any provision is deemed invalid, the remaining provisions will remain in effect.